RBI REGISTERED NBFC

Credit Access & Socio-Economic Empowerment

Credit Access & Socio-Economic Empowerment

Credit Access & Socio-Economic Empowerment

MOMEET is a technology-enabled platform delivering collateral-free credit to underserved households.

Download Momeet App

Download Momeet App

Download Momeet App

  • RBI Registered NBFC

  • 12 States

  • Tier 2 & 3 Focus

  • Collateral-Free Loans

  • MOMEET Platform

  • RBI Registered NBFC

  • 12 States

  • Tier 2 & 3 Focus

  • Collateral-Free Loans

  • MOMEET Platform

  • RBI Registered NBFC

  • 12 States

  • Tier 2 & 3 Focus

  • Collateral-Free Loans

  • MOMEET Platform

₹5L

Max Loan Ticket

2M+

Household Outreach

24hr

Average Disbursal

200+

Service Agents

Operating Focus

Tier 2 Cities

Tier 3 Cities

Peri-Urban Areas

About Mitansh Finsure

Bridging the Financial Gap
for Underserved India

Bridging the
Financial Gap for Underserved India

Founded in 2025, Mitansh Finsure is an RBI-registered NBFC dedicated to bringing financial inclusion and socio-economic empowerment to underserved communities.

With over two decades of experience in financial inclusion, our founders have served as Corporate Business Correspondents to 10+ PSU Banks across 12 states with over 10,000 banking kiosks.

The Market Opportunity

India's ₹80,000 Cr
Informal Credit Problem

India's ₹80,000 Cr
Informal Credit Problem

India's ₹80,000 Cr
Informal Credit Problem

Government financial inclusion has brought 80% of rural households into the banking network - but formal credit access remains a critical gap. Millions of micro-entrepreneurs and informal workers still depend on exploitative moneylenders at 36-120% annual rates.

Government financial inclusion has brought 80% of rural households into the banking network - but formal credit access remains a critical gap. Millions of micro-entrepreneurs and informal workers still depend on exploitative moneylenders at 36-120% annual rates.

Momeet addresses this credit gap directly - with moderately priced, collateral-free loans disbursed through a technology-first model and a trained field agent network.

Momeet addresses this credit gap directly - with moderately priced, collateral-free loans disbursed through a technology-first model and a trained field agent network.

80%

Banked but credit-starved

36–120%

Moneylender interest rates

200M+

Underserved households

"Not a charity. Not a cold bank. A trust-led financial inclusion brand built on 20 years of field experience."

The Model

Technology + Service Agent
Hybrid Delivery

1

ORIGINATION
Agent-Assisted Digital Onboarding

Service agents conduct in-person KYC, verify documents, and assist with digital application submission via the MOMEET app. Zero branch visits required for the borrower.

Aadhaar · PAN · Income verification · Digital consent

1

ORIGINATION
Agent-Assisted Digital Onboarding

Service agents conduct in-person KYC, verify documents, and assist with digital application submission via the MOMEET app. Zero branch visits required for the borrower.

Aadhaar · PAN · Income verification · Digital consent

2

CREDIT ASSESSMENT
Social Capital + CIBIL Scoring

Proprietary credit model combining CIBIL scores (550+ threshold), income verification, and social capital assessment — enabling lending to thin-file borrowers.

CIBIL 550+ · Age 18–57. Both salaried & self - employed

2

CREDIT ASSESSMENT
Social Capital + CIBIL Scoring

Proprietary credit model combining CIBIL scores (550+ threshold), income verification, and social capital assessment — enabling lending to thin-file borrowers.

CIBIL 550+ · Age 18–57. Both salaried & self - employed

3

DISBURSAL & COLLECTION
Direct-to-Account in 24 Hours

Loan disbursed directly to borrower's bank account within 24 hours of approval. Repayment via flexible daily, weekly, fortnightly, or monthly cycles aligned to cash flow.

No prepayment charges · Step-up eligibility after successful repayment

3

DISBURSAL & COLLECTION
Direct-to-Account in 24 Hours

Loan disbursed directly to borrower's bank account within 24 hours of approval. Repayment via flexible daily, weekly, fortnightly, or monthly cycles aligned to cash flow.

No prepayment charges · Step-up eligibility after successful repayment

Loan Tier Structure - The MOMEET Ladder
Loan Tier Structure -
The MOMEET Ladder

Step-up model

Starter

First-time borrower

₹5,000 - ₹15,000

3 - 12 months

No prior credit history required

Key Features

Same day disbursement

Daily/weekly EMI

Builds credit score

Growth

Returning borrower

Most Popular

₹15,000 - ₹50,000

6 - 24 months

Successful Starter repayment

Key Features

Best interest rate

Top-up facility

Business expansion focus

Premium

Loyal borrower

₹50,000 - ₹5,00,000

Up to 60 months

Successful Growth repayment

Key Features

Best rates

Priority processing

Dedicated relationship manager

No preclosure charges

Starter

First-time borrower

₹5,000 - ₹15,000

3 - 12 months

No prior credit history required

Key Features

Same day disbursement

Dialy/weekly EMI

Builds credit score

Growth

Returning borrower

Most Popular

₹15,000 - ₹50,000

6 - 24 months

Successful Starter repayment

Key Features

Best interest rate

Top-up facility

Business expansion focus

Premium

Layal borrower

₹50,000 - ₹5,00,000

Up to 60 months

Successful Growth repayment

Key Features

Best rates

Priority processing

Dedicated relationship manager

No preclosure charges

Starter

First-time borrower

₹5,000 - ₹15,000

3 - 12 months

No prior credit history required

Key Features

Same day disbursement

Daily/weekly EMI

Builds credit score

Growth

Returning borrower

Most Popular

₹15,000 - ₹50,000

6 - 24 months

Successful Starter repayment

Key Features

Best interest rate

Top-up facility

Business expansion focus

Premium

Loyal borrower

₹50,000 - ₹5,00,000

Up to 60 months

Successful Growth repayment

Key Features

Best rates

Priority processing

Dedicated relationship manager

No preclosure charges

Simple Process

Get Your Loan in
4 Easy Steps

Apply Online

Apply Online

01

Apply Online

Download the MOMEET app or visit our website. Fill in basic details with minimal documentation.

Download the MOMEET app or visit our website. Fill in basic details with minimal documentation.

  • Vinita Jatav

  • Onkar Singh

  • Haripal

    Haripal

  • Raju Paswan

  • Rakesh Kumar

02

Quick Verification

Our field agents verify your application. We use digital tools for fast KYC processing.

  • Vinita Jatav

    Vinita Jatav

  • Onkar Singh

    Onkar Singh

  • Haripal

    Haripal

  • Raju Paswan

    Raju Paswan

  • Rakesh Kumar

    Rakesh Kumar

03

Instant Approval

Get approval within 24 hours. No lengthy waiting periods or complex procedures.

04

Money in Account

Loan amount is directly transferred to your bank account. Start using it immediately.

Loan amount is directly transferred to your bank account. Start using it immediately.

  • Quick Disbursal

    24 Hours

  • Documentation

    Minimal

  • Processing Fee

    Low

  • Customer Support

    24/7

  • Quick Disbursal

    24 Hours

  • Documentation

    Minimal

  • Processing Fee

    Low

  • Customer Support

    24/7

  • Quick Disbursal

    24 Hours

  • Documentation

    Minimal

  • Processing Fee

    Low

  • Customer Support

    24/7

The Loan Journey

From Inquiry to

Account Credit

A transparent, agent-assisted process — from first inquiry to money in account. Every step is digital, every decision is fast.

  1. LEAD GENERATION

  1. LEAD GENERATION

Inquiry → Customer details Initial eligibility screening

  1. VERIFICATION

  1. VERIFICATION

Documentation collection → Field house verification

  1. CREDIT APPRAISAL

  1. CREDIT APPRAISAL

Risk assessment → Auto-approve or underwriting → Sanctioning

  1. DISBURSEMENT

  1. DISBURSEMENT

Direct bank transfer → Ongoing loan monitoring